We all have income and expenses, and sometimes we find ourselves unsure how to best manage our money. We recommend a monthly budget to help meet your financial goals. Setting a budget is a great way to relieve uncertainty and stress while also helping you with those goals. Below is a very useful worksheet for you to use in order to calculate your monthly expenses and income. This tool helps you get an idea of what you have to work with,Read More About How to Build a Budget
Equity Loans are the perfect way to finance your dreams. Take advantage of a great deal to make home improvements, finance an education, pay for a wedding, or consolidate your bills! An Equity Loan is a fixed end loan where you borrow a lump sum, repayable over a fixed term. Our Equity Loan gives you the security of a locked-in rate and a consistent monthly payment. For a limited time, tnConnect is offering Home Equity Loans with NO CLOSING COSTS!Read More About Tap into Your Home’s Potential with Home Equity Loans
Understanding your credit score can be complicated. However, understanding your score and improving your score is incredibly beneficial for things like getting lower interest rates or getting approved for a loan. Click on the link below to access a tip sheet from our partners at GreenPath Financial Wellness. This explains factors that affect your credit score and how you can improve your score (and your overall financial health). Understanding Your Credit Handout To stay on top of your credit score,Read More About Understanding Your Credit Score
Here’s what you need to know: Seeking housing assistance can be a complex, confusing process. Whether dealing with a job loss, reduced hours at work, or other unanticipated financial challenges, these circumstances can cause fear, anxiety and stress – especially when it can lead to losing a home. If you are struggling to pay your mortgage or rent or are facing foreclosure, don’t wait to get help. Here’s what you can do now: Contact Your Mortgage Service Provider or LandlordRead More About Struggling to Pay Housing Bills?
Everywhere you turn, you are hearing what to do and what not to do to stay physically healthy. But what about keeping your finances healthy or “sane” during the COVID-19 pandemic? Here are some strategies to protect you.Read More About Staying Financially Sane
Protect Yourself from Scammers Take a moment and think about what you’ve been through over the last few weeks. Chances are, you have made your contribution to the health and safety of your community by isolating yourself and your family. You have learned new ways to move through each day, and for some this has drastically altered your professional and economic situation. Through all of this, it’s been helpful to remember that we are all in this together. And thenRead More About We’re in This (Mostly) Together
We want our members to feel financially confident during the current global COVID-19 pandemic. There are many steps you can take to help protect yourself or a loved one from the financial impact of the coronavirus. The below article from Consumer Financial Protection Bureau provides a wide range of information from: Dealing with a loss of income Options to pay your mortgage Options to pay your student loans How to work with debt collectors How to protect older adults AndRead More About Protect Yourself Financially from the Impact of the Coronavirus
During times of economic uncertainty, and with a significant number of people working remotely, companies and individuals are increasingly at risk of fraud or cyberattacks. Protect yourself and be aware of scams. There are several great resources at your disposal to keep yourself and your money safe. Regarding the upcoming Economic Impact Payments and Coronavirus Tax Relief, here are a few reminders to protect yourself from fraud. The government will not ask you to pay anything up front to get thisRead More About Fraud Awareness During COVID-19
As we all know, the US government is planning on sending out direct payments through a stimulus effort to help those affected by the coronavirus pandemic in the next week or so. The question is, what is the best way to handle that money. Below are 6 great tips from The National Credit Union Foundation on what to do with that money. Read the original article here. You can also check out the below video from the USPIS regarding howRead More About Economic Impact Payments – What Should You Do With Them?
Despite the uncertainty of the world around us, your credit union is here for you. There are a variety of ways you can complete your financial transactions, even if our lobbies are currently closed.Read More About We Are Here for You