We want to protect our members against the ever-increasing frauds, scams, and identity theft threats. We also want to protect the minors and/or children in your families. There are a number of ways you can safeguard against these threats, such as monitoring your credit and protecting yourself online. Click on the link below to review some important tips from our partners at CUNA regarding protecting yourself against Fraud & Identity Theft. Cuna Mutual-ID Theft member tipsRead More About Protecting Yourself Against Fraud & Identity Theft
At TNConnect, we want to assist our members through the good financial times and the hard ones, too. Check out today’s blog post with information from Balance about options when you find yourself struggling with your mortgage payment. – Tonya Metler, Lending Department Manager, TNConnect Credit Union Life likes curveballs. Even diligent savers are still susceptible to surprise medical costs, home repairs, and job loss. So if you suddenly find yourself unable to pay your monthly mortgage, you’re not alone.Read More About Options When You Can’t Afford Your Mortgage Payment
We are excited to now offer FREE credit reports for our members. This service is called Credit Sense and can be accessed within Online Banking. This is a “soft pull” on your credit and does not affect your score. You can view your credit score and report, account details, payment history, inquiries, and public records. To access Credit Sense, log into Online Banking. Then select the Self-Service tab from the toolbar. The Credit Sense link can be found in theRead More About Free Credit Score Tracking with Credit Sense
The Tax Cuts and Jobs Act legislation was signed into law on December 22, 2017. The Act makes extensive changes that affect both individuals and businesses. Most provisions are effective in 2018. We want our members to be informed on how these changes may affect you! For more information, click on the link below for a detailed explanation on the tax changes, from our partners at Raymond James Financial Services. Tax Cuts and Job Acts – Tax ReformRead More About 2018 Tax Reform
The Internal Revenue Service has alerted financial institutions to the proper handling of erroneous federal tax refunds resulting from an emerging fraud scheme that could affect thousands of people across the country. Merely a month into the start of the 2018 filing season, the IRS identified a new scam in which cyber-criminals have stolen client data from tax professionals and filed fraudulent refunds using real taxpayer information, including bank account and routing information for direct deposit. The fraudster then contacts the taxpayerRead More About Tax Fraud Alert!
Tax season is upon us, and unfortunately, if you pay taxes, you are at risk for Tax Identity Theft. At TNConnect, we believe the best way to protect our members is to spread awareness about cyber-criminals and their ever-evolving scams. Click on the link below to see the latest publication from the IRS about protecting yourself and your identity during tax season. Security Awareness for TaxpayersRead More About Identity Theft During Tax Season
Deferment and forbearance on student loans are great options for an emergency, but these short-term solutions may not offer the same long-term help or benefits that a different repayment plan would. Check out the below article from SALT to learn possible downsides to deferment, when you should and shouldn’t postpone payments, and alternatives to postponement. Or read the original article here. Applying for a deferment or forbearance to postpone your student loan payments is temptingly easy—sometimes, all you have to do is ask overRead More About Should You Postpone Your Student Loan Payments?
As 2017 comes to a close, we want you to be able to maximize your tax return next Spring. Here are a few tips from Travis Cullman, our Financial Advisor partner with Raymond James Financial Group. Here are 10 things to consider as you weigh potential tax moves between now and the end of the year. 1. Set aside time to plan Effective planning requires that you have a good understanding of your current tax situation, as well asRead More About Ten Year-End Tax Tips for 2017
Expenses add up this time of year, and we all feel the pinch on our budgets. We want to help you keep that budget merry and bright, despite the added expenses of holiday shopping! Check out the post below from our partners at Balance for tips on maintaining the holiday budget. – Tammy Hill, EVP, TNConnect Credit Union Peruse the aisles of most department stores and you’ll see it: holiday items for sale. Yes, whether or not you’re ready, theRead More About How to Keep Your Holiday Budget Merry and Bright!
As we ramp up for the biggest shopping season of the year, TNConnect wants to protect our members when shopping online. Protect yourself with the below tips this shopping season. – Thomas Lumadue, VP of Operations With the convenience of online shopping comes an increased risk of identity theft and Internet scams. Roughly half of American adults (110 million) had their personal information exposed by cybercriminals in 2015 alone. The Department of Homeland Security recommends these simple tips: Links inRead More About Protection from Internet Scams and Identity Fraud