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Mortgage & Home Equity


Mortgage Lending - We Know Mortgage Lending

tnConnect is your complete mortgage lending solution. We know mortgage lending, and we’ll help you move into your new home or refinance your existing property faster and easier than other lenders. We offer adjustable and fixed-rate first mortgages on primary residences of qualified members.

tnConnect has a comprehensive listing of rates and terms to meet every member’s needs.

Mortgages are also available on manufactured housing or factory built homes with permanent foundation.

Equity Loans - Utilize Your Biggest Asset

Equity Loans are the perfect way to finance your dreams. Take advantage of a great deal to make home improvements, finance an education, pay for a wedding, or consolidate your bills!

An Equity Loan is a fixed end loan where you borrow a lump sum, repayable over a fixed term. Our Equity Loan gives you the security of a locked-in rate and a consistent monthly payment. TNConnect offers a 10 or 15 year term with fixed, low rates.

Adjustable Rate Home Mortgages

We now offer members a new financing option for Home Mortgages. This 30 year 5/1 Adjustable Rate option is perfect for the homeowner who plans to own their home for a short period of time or for the homeowner who may be investigating financing for a second home. These financing options often offer lower closing costs than fixed rate mortgages and can save homeowners thousands of dollars.

Loan rates change daily, so lock in your low rate today!

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) is much like a credit card or any other type of open-ended credit. You can borrow money as needed, up to the available loan amount. You can draw on this loan for up to 5 years. The HELOC features a variable rate, so your monthly payments may change based on your outstanding balance and fluctuations in the Prime Lending Rate.

Unimproved Property Loans

Qualified members can also borrow money to purchase or refinance property that does not contain improvements or permanent structures. The property must have access to electricity, water, and sewage, and be less than 20 acres.