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tnConnect Checking

Accounts that fit your needs:

Digital Account

For the on-the-go member

The Digital account is designed for members who enjoy using digital banking services. It provides free features such as eStatements, online Bill Pay, Mobile Deposit, and more. This account offers Rewards credit and debit cards.

Interest Account

For the investment-focused member

This is our dividend-yielding checking account for members who maintain a higher balance and would like to earn a return on their deposit. This account offers Rewards credit and debit cards.


Earn points every time you use your tnConnect Rewards VISA debit card. VISA Rewards comes free with Digital and Interest checking accounts. Points are accrued every time you use your card, and then those points can be redeemed for merchandise, travel, gift cards or even cash to be deposited directly into your tnConnect checking account! Members can also apply for a Rewards credit card and points will be combined between the debit and credit card accounts.

  • Earn 1 point for every $3 in signature-based purchases
  • Earn 1 point for every $5 in pin-based purchases
  • $2,000 in FREE Common Carrier Insurance when card is used to purchase fares on planes, taxis, buses, trains, etc.

Free Account

For the budget-conscious member

This is our no-frills checking account designed for the member who simply wants a basic, free checking account. This basic comes with standard benefits such as debit/ ATM card, unlimited check writing, and access to all our digital and Online Banking tools. This account does not earn Rewards on debit card usage.

Liberty Account

Liberty account is designed to help members who may have had financial difficulties in the past. By paying a minimal service fee monthly, members will have access to a debit card and unlimited check writing each month.

Platinum Plus Money Market Account

The more money you keep on deposit in your Platinum Plus Money Market Checking Account, the greater the benefits you receive. Rates are tiered based on balance with no monthly services charges. Up to six preauthorized transfers can be made each month, with no minimum on amounts withdrawn.

Overdraft Services

Overdraft Protection

Overdraft Protection services apply to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another share, another account, or line of credit you may have at tnConnect. Finance charges apply to lines of credit. Please note that overdraft lines of credit are subject to credit approval.

Direct Deposit

Making deposits into your credit union account is automatic when you sign up for Direct Deposit or Payroll Deduction. These two free services let you have some or all of your net pay, retirement, or government issued checks electronically deposited into your account, whether you can make it to the credit union or not!