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Auto & Recreational Vehicle Loans

TNConnect puts you in the driver’s seat.

If you are shopping for a new or used vehicle, motorcycle, boat, or recreational vehicle, TNConnect is the place to turn for financing. Financing your vehicle shouldn’t be time consuming. We put you in the driver’s seat of your car-buying experience. We understand your desire to spend more time shopping for your car and less time on paperwork.

Finance up to 100% of the purchase price with terms up to 84 months, for models no more than 10 years old (subject to approval). Plus get additional advantages like GAProtection, mechanical breakdown / extended warranties, and Carfax.  

Need a quick and easy way to estimate monthly payments for your vehicle loan? Try our Loan Calculator.

You can also save time by applying online. Simply click here, and you can fill out an application online. These are sent directly to our Lending staff, so your wait time is minimal.

Indirect Lending for Auto Loans

Enjoy the convenience of one-stop auto shopping and a streamlined buying process when you use a participating dealer. All the paperwork and financing are done right at the dealership. Simply mention you want your loan financed with TNConnect and receive an approval within minutes.

To help you make smarter, stress-free choices during the process, see our partner dealers and their inventory with Auto Smart.

Express Loans

With Express Loans, you are pre-approved for your loan, and you can go shopping with a blank check for your new vehicle!

Members are pre-qualified for a maximum loan limit, and you leave the credit union with a check to be used for the purchase of your car, truck, or motorcycle that is no older than 5 years old with mileage less than 100,000 miles. You can also use our express loans for a new boat or RV.

Express Loans simplify the buying process by saving time and reducing stress at the dealership!

Speak to a Loan Representative today to learn more about Express Loans.

Boat and RV Loans

Maybe a car or truck isn’t the “vehicle of your dreams.” If this is the case, TNConnect offers a variety of other low-interest loans to meet your financing needs. Whether you are purchasing a boat, motorcycle, RV, or ATV, TNConnect has just the right loan package for you. Extended warranties are also available.

Finance up to 100% of the purchase price of a boat, RV, ATV, or personal watercraft for up to 120 months.

Need a quick and easy way to estimate monthly payments for your recreational vehicle loan? Try our Loan Calculator.

Other Secured Loans

A TNConnect Secured loan may be just what you need for those items that make life better – like a computer, home appliance, or lawn and garden equipment. Whatever your needs, TNConnect can help you finance them with a secured loan at a low fixed rate. The item must be identifiable, have a serial number, and be purchased from an authorized merchant.



Because of depreciation, a vehicle loan balance can actually exceed the true market value of the vehicle during the first few years of the loan. GAProtection Insurance helps “fill the gap” in the event that your vehicle is damaged beyond repair or stolen.

Auto Deductible Reimbursement (ADR)

Sold as a companion product with GAP at the time of financing, this product pays the member up to $500 per loss when an insurance claim is filed and paid with a primary carrier – up to 2 claims per year. Coverage is effective upon the day of enrollment and covers the vehicle purchased and all other vehicles the member owns and insures for two full years from the date of purchase. GAProtection purchased at the dealership through the credit union’s indirect lending partnership program does not include Auto Deductible Reimbursement.

Mechanical Breakdown / Extended Warranties

If you plan to own your vehicle longer than the stated manufacturer’s warranty, then the extended protection may be right for you. The price that dealers offer for their extended warranties can often be much higher than the prices offered at TNConnect.  Ask a loan officer for a quote on your vehicle today.


Know your car’s history BEFORE you buy! TNConnect now offers Carfax reports for a nominal fee, so you can have confidence the potential vehicle will look as good on the road as it does in the dealer’s lot! 

Payment Protection

MEMBER’S CHOICE Credit Life and Disability Insurance helps give you the security of knowing repayment won’t be left to loved ones should something happen to you. Eligible members have immediate coverage which complements existing insurance. Enjoy peace of mind knowing you have coverage in place.

CUNA Mutual is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates.  Your purchase is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.  Certain eligibility requirements, conditions, and exclusions may apply.  Ask your credit union loan officer for full benefits and details.