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Credit Cards

Options Centered Around You. We offer a variety of credit card plans including Visa Classic, Visa Platinum and Visa Rewards.

Visa Credit Cards

Unlike so many other credit cards on the market, TNConnect’s Visa credit cards provide real savings and purchasing power at an everyday low rate.  We offer a variety of card plans such as Visa Classic, Visa Plus, Visa Secured, Visa Platinum, Premium Rewards VISA, and Legacy Rewards Visa .  No matter what your borrowing needs, TNConnect has a Visa program that is right for you.  You can use your Visa at thousands of locations around the world, for purchases or to obtain a cash advance.

Credit Card Balance Transfers

If you are interested in moving your credit card balances from other financial institutions into a TNConnect VISA, you can enjoy a low balance transfer rate of just 2.99% APR* for the first 12 billing cycles with no balance transfer fees.  If you already hold a TNConnect VISA, stop by one of our branches to make the transfer.  Or if you are new to a TNConnect VISA, you can apply at either branch or on this page by clicking the Apply for a Loan button in the top right-hand corner.

Visa Rewards

Earn rewards simply by using your VISA Rewards credit card. Points are accrued every time you use your card, and then those points can be redeemed for merchandise, travel, gift cards, or even cash to be deposited directly into your TNConnect checking account!   Rewards come with our VISA Premium Rewards or VISA Legacy Rewards cards.

  • Earn 1 point for every $1 spent
  • No annual fee, cash advance fee, or balance transfer fee
  • $1M in Common Carrier insurance when card is used to purchase fares on planes, buses, trains, taxis, etc.
  • FREE Travel & Emergency Assistance services
  • FREE Warranty Manager Service

You can also combine points from your TNConnect VISA Rewards debit card! For more information, visit our Rewards page.

Credit Card Alerts

In the age of data breaches and consumer identity fraud, our members need confidence when making purchases with their TNConnect VISA credit card. We want you to have more information about your finances, while also avoiding numerous card fraud scams and schemes. With Credit Card Alerts, you can receive alerts about transactions on your account anytime, anywhere!

You can choose to receive text or email alerts for international transactions, online transactions, declined transactions, and many more. You can also set up controls on your account such as: decline transactions greater than, lock your card, and many more.

Members can sign up for credit card alerts by clicking Card Alerts or within Access Point, where you view your credit card transactions.  You can add, delete, or modify your alerts at anytime!

Credit Card Remote Access

The web is the fastest way for members to manage their credit card accounts and TNConnect‘s Remote Access allows members to access their Visa account 24 hours a day, seven days a week.  Once you enrolled in TNConnect’s Online Banking you will be able to check your balance, payment amount and due date, make your payment online, review your account history, design your own card and access many other services.

Verified by Visa

Password protect your card when you shop at participating online stores. Activate it once — get added security forever! Your Visa® card is equipped with Verified by Visa®, the free service that gives you password protection when you shop online.

The next time you shop at a participating online store, you’ll have the opportunity to activate your password. It’s now safer than ever to shop online. Once you activate your password, Verified by Visa® is active with every participating online store. That means added safety, because only you can use your card online.

VISA Rates

TypeAPR* as low asTerm
* APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change
VISA Premium Rewardsas low as 9.25%**Earns Rewards. Introductory rate of 2.99% for 12 billing cycles. Your APR will vary with the market based on the Prime Rate.
VISA Legacy Rewardsas low as 11.25%**Earns Rewards. For member who do not want Rewards checking. Introductory rate of 2.99% for 12 billing cycles. Your APR will vary with the market based on the Prime Rate.
VISA Platinum10.9%**No fee. Introductory rate of 2.99% for 12 billing cycles
VISA Classic12.9%**No fee. Introductory rate of 2.99% for 12 billing cycles
VISA Plus10.9%**$15 annual fee. Introductory rate of 2.99% for 12 billing cycles
VISA Secured9.9%**No fee. Introductory rate of 2.99% for 12 billing cycles
Credit Cards Rates & Disclosures