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Credit Cards

Options Centered Around You. We offer a variety of credit card plans including Visa Classic, Visa Platinum and Visa Rewards.
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Visa Credit Cards

Unlike so many other credit cards on the market, tnConnect’s VISA credit cards provide real savings and purchasing power at an everyday low rate.  We offer a variety of card plans such as VISA Classic, VISA Plus, VISA Secured, VISA Platinum, Premium Rewards VISA, and Legacy Rewards VISA.  No matter what your borrowing needs, tnConnect has a VISA program that is right for you.  You can use your VISA at thousands of locations around the world, for purchases or to obtain a cash advance.

Credit Card Balance Transfers

If you are interested in moving your credit card balances from other financial institutions into a tnConnect VISA, you can enjoy a low balance transfer rate of just 2.99% APR* for the first 12 billing cycles with no balance transfer fees.  If you already hold a tnConnect VISA, stop by one of our branches to make the transfer.  Or if you are new to a tnConnect VISA, you can apply at either branch or on this page by clicking the Apply for a Loan button in the top right-hand corner.

Credit Card Alerts with Card Connect

In the age of data breaches and consumer identity fraud, our members need confidence when making purchases with their tnConnect VISA debit card. With Card Connect, members simply register their cards on the app to enjoy many popular features, including:

  • Set alerts and controls
  • View account details and transaction history
  • Report a card lost or stolen
  • Make payments
  • Turn your card on/off
  • Dispute transactions

Download the new app for free! Look for the new tnConnect Cards app in your phone’s app store today.

Card Connect
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Credit Card Remote Access

The web is the fastest way for members to manage their credit card accounts and tnConnect‘s Remote Access allows members to access their VISA account 24 hours a day, seven days a week.  Once you enrolled in tnConnect’s Online Banking you will be able to check your balance, payment amount and due date, make your payment online, review your account history, design your own card and access many other services.

Verified by Visa

Password protect your card when you shop at participating online stores. Activate it once — get added security forever! Your VISA® card is equipped with Verified by VISA®, the free service that gives you password protection when you shop online.

The next time you shop at a participating online store, you’ll have the opportunity to activate your password. It’s now safer than ever to shop online. Once you activate your password, Verified by VISA® is active with every participating online store. That means added safety, because only you can use your card online.

VISA Rates

TypeAPR* as low asTerm
VISA Premium Rewardsas low as 7.75%**Earns Rewards. Introductory rate of 2.99% for 12 billing cycles. Your APR will vary with the market based on the Prime Rate.
VISA Legacy Rewardsas low as 9.75%**Earns Rewards. For member who do not want Rewards checking. Introductory rate of 2.99% for 12 billing cycles. Your APR will vary with the market based on the Prime Rate.
VISA Platinum10.9%**No fee. Introductory rate of 2.99% for 12 billing cycles
VISA Classic12.9%**No fee. Introductory rate of 2.99% for 12 billing cycles
VISA Plus10.9%**$15 annual fee. Introductory rate of 2.99% for 12 billing cycles
VISA Secured9.9%**No fee. Introductory rate of 2.99% for 12 billing cycles
Credit Cards Rates & Disclosures
* APR = Annual Percentage Rate
** Rate base on credit worthiness and subject to change
Last modified: April 30, 2020