Auto Loan Rates
| Type | APR* as low as | Term |
|---|---|---|
| * APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change *** Add 1.0% to qualified rate for vehicles over 100,000 miles. | ||
| New/Used | 3.25%** | Up to 60 months – model years 5 and newer |
| New/Used | 3.75%** | Up to 72 months – model years 5 and newer |
| New/Used | 3.75%** | Up to 78 months – model years 5 and newer |
| New/Used | 4.75%** | Up to 84 months minimum loan amount of $25,000 - model years 5 and newer |
| Used | 4.25%*** | Up to 60 months – model years 6 to 10 maximum |
| Used | 4.75%*** | Up to 72 months – model years 6 to 10 maximum |
| Used | 4.75%*** | Up to 78 months – model years 6 to 10 maximum |
| Used | 5.75%*** | Up to 84 months minimum loan amount of $25,000 model years 6 to 10 maximum |
Motorcycle Loan Rates
| Type | APR* as low as | Term |
|---|---|---|
| * APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change *** Add 1.0% to qualified rate for vehicles over 100,000 miles. | ||
| New/Used | 3.25%** | Up to 60 months – model years 5 and newer |
| New/Used | 3.75%** | Up to 72 months – model years 5 and newer |
| New/Used | 3.75%** | Up to 78 months – model years 5 and newer |
| New/Used | 4.75%** | Up to 84 months minimum loan amount of $25,000 – model years 5 and newer |
| Used | 4.25%*** | Up to 60 months – model years 6 to 10 maximum |
| Used | 4.75%*** | Up to 72 months – model years 6 to 10 maximum |
| Used | 4.75%*** | Up to 78 months – model years 6 to 10 maximum |
| Used | 5.75%*** | Up to 84 months minimum loan amount of $25,000 - model years 6 to 10 maximum |
Boat / Personal Watercraft / RV Loan Rates
| Type | APR* as low as | Term |
|---|---|---|
| * APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change Model years 6 - 20 add 1%, up to 180 months not eligible Model years 21+ add 2%, up to 180 month not eligiable |
||
| New/Used | 3.25%** | Up to 60 months – model years 5 and newer |
| New/Used | 3.75%** | Up to 72 months – model years 5 and newer |
| New/Used | 3.75%** | Up to 78 months – model years 5 and newer |
| New/Used | 4.75%** | Up to 84 months minimum loan amount of $25,000 – model years 5 and newer |
| New/Used | 5.25%** | Up to 120 months minimum loan amount of $25,000 – model years 5 and newer |
| New/Used | 6.25%** | Up to 180 months minimum loan amount of $50,000 – model years 5 and newer |
Personal Loans
| Type | APR* as low as | Term |
|---|---|---|
| * APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change | ||
| Personal Loan | 12.9%** | Up to 48 months |
| Line of Credit | 12.9%** | |
VISA Rates
| Type | APR* as low as | Term |
|---|---|---|
| * APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change Last modified: November 29, 2019 |
||
| VISA Premium Rewards | as low as 8.75%** | Earns Rewards. Introductory rate of 2.99% for 12 billing cycles. Your APR will vary with the market based on the Prime Rate. |
| VISA Legacy Rewards | as low as 10.75%** | Earns Rewards. For member who do not want Rewards checking. Introductory rate of 2.99% for 12 billing cycles. Your APR will vary with the market based on the Prime Rate. |
| VISA Platinum | 10.9%** | No fee. Introductory rate of 2.99% for 12 billing cycles |
| VISA Classic | 12.9%** | No fee. Introductory rate of 2.99% for 12 billing cycles |
| VISA Plus | 10.9%** | $15 annual fee. Introductory rate of 2.99% for 12 billing cycles |
| VISA Secured | 9.9%** | No fee. Introductory rate of 2.99% for 12 billing cycles |
| Credit Cards Rates & Disclosures | ||
Mortgage Loans
| Type | APR* as low as | Term |
|---|---|---|
| * APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change | ||
| 1st Mortgage Fixed | Click here | |
| 1st Mortgage Variable | Click here | |
| Equity Loan | Click here | |
| Home Equity Line of Credit (HELOC) | 5.25% | |
| Unimproved Property | Click here | |
Other Secured Loans
| Type | APR* as low as | Term |
|---|---|---|
| * APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change | ||
| Other Secured Loan | 12.9%** | Up to 48 months |
Checking
| Type | Rate | APY* | Term |
|---|---|---|---|
| * APY = Annual Percentage Yield | |||
| Interest Checking | 0.03% | 0.03% | Earns Rewards. $3 monthly fee if average daily balance falls below $300 |
| Digital Checking | 0% | Earns Rewards | |
| Free Checking | 0% | ||
| Platinum Plus Money Market | 0.30% | 0.30% | $100,000 + |
| 0.25% | 0.25% | $50,000 – $99,999 | |
| 0.20% | 0.20% | $25,000 – $49,999 | |
| 0.15% | 0.15% | $2,500 – $24,999 | |
| 0.01% | 0.01% | $0 - $2,499 | |
Savings
| Type | Rate | APY* | Term |
|---|---|---|---|
| Last modified: March 1, 2019 | |||
| Regular Saving | 0.05% | 0.05% | |
| Emergency Fund | 2.00% | 2.02% | $0 - $10,000 |
| 0.05% | 0.05% | $10,001 + | |
| Miscellaneous Savings | 0.05% | 0.05% | |
| Escrow Savings | 0.05% | 0.05% | |
| Christmas Club | 0.05% | 0.05% | |
| Vacation Club | 0.05% | 0.05% | |
| Waggin’ Cent$ Savings | 0.05% | 0.05% | |
| * APY = Annual Percentage Yield | |||
Certificates
The Minimum Opening Balance and the Minimum Balance to earn dividends is $1000.00 for all certificates. Any term of certificate may be opened as an IRA Certificate.| Term | Rate | APY* |
|---|---|---|
| Last modified: May 24, 2019 | ||
| Tailored Certificate – 3 month | 0.15% | 0.15% |
| Tailored Certificate – 6 month | 0.20% | 0.20% |
| Tailored Certificate – 9 month | 0.20% | 0.20% |
| Tailored Certificate – 12 month | 1.50% | 1.51% |
| Tailored Certificate – 18 month | 1.50% | 1.51% |
| Tailored Certificate – 24 month | 1.75% | 1.76% |
| Tailored Certificate – 30 month | 1.75% | 1.76% |
| Tailored Certificate – 36 month | 2.00% | 2.02% |
| Tailored Certificate – 48 month | 2.25% | 2.27% |
| * APY = Annual Percentage Yield | ||
IRAs
| Type | Rate | APY* |
|---|---|---|
| * APY = Annual Percentage Yield | ||
| IRA Accumulation | 0.35% | 0.35% |
| Roth IRA Savings | 0.35% | 0.35% |
| Education IRA Savings | 0.35% | 0.35% |
| IRA Certificate - IRA certificates are available for the same term and rates as traditional certificates. See certificate rates and terms above. | ||