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Rates

Auto Loan Rates

TypeAPR* as low asTerm
New/Used6.15%**Up to 48 months – model years 5 and newer
New/Used6.15%**Up to 60 months – model years 5 and newer
New/Used6.15%**Up to 72 months – model years 5 and newer
New/Used6.15%**Up to 78 months – model years 5 and newer
New/Used6.15%**Up to 84 months minimum loan amount of $25,000 - model years 5 and newer
Used7.15%***Up to 48 months – model years 6 to 10 maximum
Used7.15%***Up to 60 months – model years 6 to 10 maximum
Used7.15%***Up to 72 months – model years 6 to 10 maximum
Used7.15%***Up to 78 months – model years 6 to 10 maximum
Used7.15%***Up to 84 months minimum loan amount of $25,000 model years 6 to 10 maximum
* APR = Annual Percentage Rate
** Rate base on credit worthiness and subject to change
*** Add 1.0% to qualified rate for vehicles over 100,000 miles
Last modified: February 3, 2023


Motorcycle Loan Rates

TypeAPR* as low asTerm
New/Used6.15%**Up to 48 months – model years 5 and newer
New/Used6.15%**Up to 60 months – model years 5 and newer
New/Used6.15%**Up to 72 months – model years 5 and newer
New/Used6.15%**Up to 78 months – model years 5 and newer
New/Used6.15%**Up to 84 months minimum loan amount of $25,000 – model years 5 and newer
Used7.15%***Up to 48 months – model years 6 to 10 maximum
Used7.15%***Up to 60 months – model years 6 to 10 maximum
Used7.15%***Up to 72 months – model years 6 to 10 maximum
Used7.15%***Up to 78 months – model years 6 to 10 maximum
Used7.15%***Up to 84 months minimum loan amount of $25,000 - model years 6 to 10 maximum
* APR = Annual Percentage Rate
** Rate base on credit worthiness and subject to change
*** Add 1.0% to qualified rate for vehicles over 100,000 miles
Last modified: February 3, 2023


Boat / Personal Watercraft / RV Loan Rates

TypeAPR* as low asTerm
New/Used6.15%**Up to 48 months – model years 5 and newer
New/Used6.15%**Up to 60 months – model years 5 and newer
New/Used6.15%**Up to 72 months – model years 5 and newer
New/Used6.15%**Up to 78 months – model years 5 and newer
New/Used6.15%**Up to 84 months minimum loan amount of $25,000 – model years 5 and newer
New/Used8.15%**Up to 120 months minimum loan amount of $25,000 – model years 5 and newer
New/Used9.15%**Up to 180 months minimum loan amount of $50,000 – model years 5 and newer
* APR = Annual Percentage Rate
** Rate base on credit worthiness and subject to change
Model years 6 - 20 add 1%, up to 180 months not eligible
Model years 21+ add 2%, up to 180 month not eligible
Last modified: February 3, 2023


Personal Loans

TypeAPR* as low asTerm
Personal Loan12.9%**Up to 48 months
Line of Credit12.9%**
* APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change


VISA Rates

TypeAPR* as low asTerm
VISA Premium Rewardsas low as 11.50%**Earns Rewards. Introductory rate of 2.99% for 12 billing cycles. Your APR will vary with the market based on the Prime Rate.
VISA Legacy Rewardsas low as 13.50%**Earns Rewards. For member who do not want Rewards checking. Introductory rate of 2.99% for 12 billing cycles. Your APR will vary with the market based on the Prime Rate.
VISA Platinum10.9%**No fee. Introductory rate of 2.99% for 12 billing cycles
VISA Secured9.9%**No fee. Introductory rate of 2.99% for 12 billing cycles
Credit Cards Rates & Disclosures
* APR = Annual Percentage Rate
** Rate base on credit worthiness and subject to change
Last modified: January 3, 2023


Mortgage Loans

TypeAPR* as low asTermAdditional Information
1st Mortgage FixedClick here
1st Mortgage VariableClick here
Equity Loan7.75% Fixed10 Years80% LTV (Loan to Value)
8.25% Fixed15 Years80% LTV (Loan to Value)
9.75% Fixed10 Years90% LTV (Loan to Value)
10.25% Fixed15 Years90% LTV (Loan to Value)
Home Equity Line of Credit (HELOC)7.75% Variable15 Years5 year draw period
Unimproved PropertyClick here
* APR = Annual Percentage Rate
** Rate base on credit worthiness and subject to change
Last modified: February 2, 2023


Other Secured Loans

TypeAPR* as low asTerm
Other Secured Loan12.9%**Up to 48 months
* APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change


Checking

TypeRateAPY*Term
Interest Checking0.01%0.01%Earns Rewards. $3 monthly fee if average daily balance falls below $300
Digital Checking0%Earns Rewards
Free Checking0%
Platinum Plus Money Market0.50%0.50%$100,000 +
0.50%0.50%$50,000 – $99,999
0.25%0.25%$25,000 – $49,999
0.25%0.25%$2,500 – $24,999
0.01%0.01%$0 - $2,499
* APR = Annual Percentage Rate
Last modified: January 4, 2023


Certificate Specials

The Minimum Opening Balance is $20,000 for this certificate. Certificate may be opened as an IRA Certificate. For more details, please visit Certificate Special.
TermRateAPY*
13 Month3.69%3.75%
23 Month4.17%4.25%
* APY = Annual Percentage Yield
Last modified: January 24, 2023


Certificates

The Minimum Opening Balance and the Minimum Balance to earn dividends is $1000.00 for all certificates. Any term of certificate may be opened as an IRA Certificate.
TermRateAPY*
Tailored Certificate – 3 month0.05%0.05%
Tailored Certificate – 6 month0.05%0.05%
Tailored Certificate – 9 month0.05%0.05%
Tailored Certificate – 12 month0.25%0.25%
Tailored Certificate – 18 month0.75%0.75%
Tailored Certificate – 24 month1%1.00%
Tailored Certificate – 30 month1.25%1.26%
Tailored Certificate – 36 month1.5%1.51%
Tailored Certificate – 48 month1.75%1.76%
* APR = Annual Percentage Rate
Last modified: November 1, 2022


IRAs

TypeRateAPY*
IRA Accumulation0.20%0.20%
Roth IRA Savings0.20%0.20%
Education IRA Savings0.20%0.20%
IRA Certificate - IRA certificates are available for the same term and rates as traditional certificates. See certificate rates and terms above.
* APR = Annual Percentage Rate
Last modified: March 26, 2021