Auto Loan Rates
| Type | APR* as low as | Term |
|---|---|---|
| New/Used | 3.99%** | Up to 48 months – model years 5 and newer |
| New/Used | 3.99%** | Up to 60 months – model years 5 and newer |
| New/Used | 4.25%** | Up to 72 months – model years 5 and newer |
| New/Used | 4.25%** | Up to 78 months – model years 5 and newer |
| New/Used | 4.25%** | Up to 84 months minimum loan amount of $25,000 - model years 5 and newer |
| Used | 4.99%*** | Up to 48 months – model years 6 to 10 maximum |
| Used | 4.99%*** | Up to 60 months – model years 6 to 10 maximum |
| Used | 5.25%*** | Up to 72 months – model years 6 to 10 maximum |
| Used | 5.25%*** | Up to 78 months – model years 6 to 10 maximum |
| Used | 5.25%*** | Up to 84 months minimum loan amount of $25,000 model years 6 to 10 maximum |
| * APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change *** Add 1.0% to qualified rate for vehicles over 100,000 miles Last modified: September 23, 2022 |
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Motorcycle Loan Rates
| Type | APR* as low as | Term |
|---|---|---|
| New/Used | 3.99%** | Up to 48 months – model years 5 and newer |
| New/Used | 3.99%** | Up to 60 months – model years 5 and newer |
| New/Used | 4.25%** | Up to 72 months – model years 5 and newer |
| New/Used | 4.25%** | Up to 78 months – model years 5 and newer |
| New/Used | 4.25%** | Up to 84 months minimum loan amount of $25,000 – model years 5 and newer |
| Used | 4.99%*** | Up to 48 months – model years 6 to 10 maximum |
| Used | 4.99%*** | Up to 60 months – model years 6 to 10 maximum |
| Used | 5.25%*** | Up to 72 months – model years 6 to 10 maximum |
| Used | 5.25%*** | Up to 78 months – model years 6 to 10 maximum |
| Used | 5.25%*** | Up to 84 months minimum loan amount of $25,000 - model years 6 to 10 maximum |
| * APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change *** Add 1.0% to qualified rate for vehicles over 100,000 miles Last modified: September 23, 2022 |
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Boat / Personal Watercraft / RV Loan Rates
| Type | APR* as low as | Term |
|---|---|---|
| New/Used | 3.99%** | Up to 48 months – model years 5 and newer |
| New/Used | 3.99%** | Up to 60 months – model years 5 and newer |
| New/Used | 4.25%** | Up to 72 months – model years 5 and newer |
| New/Used | 4.25%** | Up to 78 months – model years 5 and newer |
| New/Used | 4.25%** | Up to 84 months minimum loan amount of $25,000 – model years 5 and newer |
| New/Used | 6.25%** | Up to 120 months minimum loan amount of $25,000 – model years 5 and newer |
| New/Used | 7.25%** | Up to 180 months minimum loan amount of $50,000 – model years 5 and newer |
| * APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change Model years 6 - 20 add 1%, up to 180 months not eligible Model years 21+ add 2%, up to 180 month not eligible Last modified: September 23, 2022 |
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Personal Loans
| Type | APR* as low as | Term |
|---|---|---|
| Personal Loan | 12.9%** | Up to 48 months |
| Line of Credit | 12.9%** | |
| * APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change | ||
VISA Rates
| Type | APR* as low as | Term |
|---|---|---|
| VISA Premium Rewards | as low as 8.75%** | Earns Rewards. Introductory rate of 2.99% for 12 billing cycles. Your APR will vary with the market based on the Prime Rate. |
| VISA Legacy Rewards | as low as 10.75%** | Earns Rewards. For member who do not want Rewards checking. Introductory rate of 2.99% for 12 billing cycles. Your APR will vary with the market based on the Prime Rate. |
| VISA Platinum | 10.9%** | No fee. Introductory rate of 2.99% for 12 billing cycles |
| VISA Secured | 9.9%** | No fee. Introductory rate of 2.99% for 12 billing cycles |
| Credit Cards Rates & Disclosures | ||
| * APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change Last modified: July 5, 2022 |
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Mortgage Loans
| Type | APR* as low as | Term | Additional Information |
|---|---|---|---|
| 1st Mortgage Fixed | Click here | ||
| 1st Mortgage Variable | Click here | ||
| Equity Loan | 5.50% Fixed | 10 Years | 80% LTV (Loan to Value) |
| 6.00% Fixed | 15 Years | 80% LTV (Loan to Value) | |
| 7.50% Fixed | 10 Years | 90% LTV (Loan to Value) | |
| 8.00% Fixed | 15 Years | 90% LTV (Loan to Value) | |
| Home Equity Line of Credit (HELOC) | 5.50% Variable | 15 Years | 5 year draw period |
| Unimproved Property | Click here | ||
| * APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change Last modified: July 29, 2022 |
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Other Secured Loans
| Type | APR* as low as | Term |
|---|---|---|
| Other Secured Loan | 12.9%** | Up to 48 months |
| * APR = Annual Percentage Rate ** Rate base on credit worthiness and subject to change | ||
Checking
| Type | Rate | APY* | Term |
|---|---|---|---|
| Interest Checking | 0.01% | 0.01% | Earns Rewards. $3 monthly fee if average daily balance falls below $300 |
| Digital Checking | 0% | Earns Rewards | |
| Free Checking | 0% | ||
| Platinum Plus Money Market | 0.10% | 0.10% | $100,000 + |
| 0.10% | 0.10% | $50,000 – $99,999 | |
| 0.05% | 0.05% | $25,000 – $49,999 | |
| 0.05% | 0.05% | $2,500 – $24,999 | |
| 0.01% | 0.01% | $0 - $2,499 | |
| * APR = Annual Percentage Rate Last modified: May 2, 2022 | |||
Certificates
The Minimum Opening Balance and the Minimum Balance to earn dividends is $1000.00 for all certificates. Any term of certificate may be opened as an IRA Certificate.| Term | Rate | APY* |
|---|---|---|
| Tailored Certificate – 3 month | 0.05% | 0.05% |
| Tailored Certificate – 6 month | 0.05% | 0.05% |
| Tailored Certificate – 9 month | 0.05% | 0.05% |
| Tailored Certificate – 12 month | 0.15% | 0.15% |
| Tailored Certificate – 18 month | 0.15% | 0.15% |
| Tailored Certificate – 24 month | 0.20% | 0.20% |
| Tailored Certificate – 30 month | 0.20% | 0.20% |
| Tailored Certificate – 36 month | 0.25% | 0.25% |
| Tailored Certificate – 48 month | 0.30% | 0.30% |
| * APR = Annual Percentage Rate Last modified: March 26, 2021 |
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IRAs
| Type | Rate | APY* |
|---|---|---|
| IRA Accumulation | 0.20% | 0.20% |
| Roth IRA Savings | 0.20% | 0.20% |
| Education IRA Savings | 0.20% | 0.20% |
| IRA Certificate - IRA certificates are available for the same term and rates as traditional certificates. See certificate rates and terms above. | ||
| * APR = Annual Percentage Rate Last modified: March 26, 2021 |
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